Calculators
Contract with Cash Buyer = ARV × Investment % − Renovation Estimate. Contract with Seller = that number minus your assignment fee — the most you should pay to lock up the deal.
Rates are per-square-foot rules of thumb by rehab tier — adjust to match material and labor costs in your market. Total = rate per sq ft × square footage.
MAO & Wholesale Real Estate Calculators
Know your numbers before you make an offer. These free calculators help you find your Maximum Allowable Offer (MAO) using the 70% rule, estimate repair costs by square footage, and calculate your assignment fee — so every wholesale deal you bring to a cash buyer is built on solid math, not guesswork.
Maximum Allowable Offer Calculator
The 70% rule is the fastest way to check if a wholesale deal is worth pursuing. Enter the After Repair Value (ARV) and your renovation estimate, and this calculator gives you your Contract with Cash Buyer price — the most an investor should pay for the property. Add your target assignment fee, and it shows your Contract with Seller price, the number you should actually offer.
Rehab Cost Estimator
Get a fast, square-footage-based repair estimate without walking the property yet. Choose a repair tier — from Livable (light cosmetic work) up to Full Gut — enter the home’s square footage, and get a total rehab budget to plug straight into your deal calculator.
How the 70% Rule Works
Most wholesalers and cash buyers use the 70% rule as a baseline: ARV × 70% − repair costs = the maximum offer. The remaining 30% covers the buyer’s holding costs, closing costs, and profit margin. As a wholesaler, your assignment fee comes out of that number, so your actual offer to the seller needs to sit below the Contract with Cash Buyer price.
Frequently Asked Questions
MAO stands for Maximum Allowable Offer — the highest price a wholesaler or investor should pay for a property so the deal still leaves room for repairs, costs, and profit.
Multiply the After Repair Value (ARV) by 70%, then subtract the estimated repair cost. The result is your maximum allowable offer.
Subtract your assignment fee from the MAO to get the price you should offer the seller. The assignment fee is the profit you keep when you assign the contract to a cash buyer.
It’s a starting point, not a final bid. Actual costs vary by region, material choices, and what’s uncovered during inspection — always confirm with a contractor before closing.